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Retail sales slip as spending cuts loom

first_img Retail sales slip as spending cuts loom by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastNoteabley25 Funny Notes Written By StrangersNoteableyMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBemoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Show Comments ▼ More From Our Partners Russell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comKiller drone ‘hunted down a human target’ without being told tonypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the John Dunne Sharecenter_img whatsapp Retail sales volumes fell last month for the first time since January, in a sign that consumer demand may be slipping ahead of planned government spending cuts, official data showed.The Office for National Statistics said sales volumes fell 0.5 per cent last month, and revised July’s sales growth down to 0.8 per cent from 1.1 per cent.On the year, retail sales volumes rose just 0.4 per cent – only a fifth of the two per cent that analysts had forecast. July’s annual growth was also revised lower.The ONS said that July’s revisions were amplified because of its annual rebasing of the sales index as well as a review of its seasonal adjustment of the data, which came on top of standard revisions as retailers sent in late sales data.Falls in sales were broad-based, with declines in food, fuel, clothing and household goods.One bright spot for the Bank of England – which is worried about above-target inflation – was a fall in the retail sales deflator to 1.5 per cent, its lowest since November.The fall follows several months of surprisingly strong growth, though some sentiment surveys have been pointing to a weakening of consumer demand ahead of cuts of around 25 per cent to the budgets of most government departments, which are likely to push up public sector unemployment.Although results of retailers have generally started to improve following the recession, many experts think the sector faces a harsh winter as the government cuts spending and raises taxes to rein in a record public deficit.Howard Archer of Global Insight said: “The unexpected 0.5 per cent fall in retail sales in August is a nasty shock and deals a significant blow to growth hopes. “Indeed, it will likely fuel fears of a double dip, given the importance of consumer spending to the economy and the fact that the fall in sales were broad based in August.” Thursday 16 September 2010 4:56 am whatsapp Tags: NULLlast_img read more

Fidson Healthcare Limited ( 2008 Annual Report

first_imgFidson Healthcare Limited ( listed on the Nigerian Stock Exchange under the Health sector has released it’s 2008 annual report.For more information about Fidson Healthcare Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Fidson Healthcare Limited ( company page on AfricanFinancials.Document: Fidson Healthcare Limited (  2008 annual report.Company ProfileFidson Healthcare Limited manufactures and sells pharmaceutical and nutraceutical products in Nigeria including over-the-counter, ethical and consumer products. The company produces various drug classes for antacid and ulcer care, anti-diabetic, anti-malaria, anti-diarrhea, anti-psychotic as well as osteo-care, pain relief, colds and flu, thrombo-prophylactics and cardio-vascular products. Fidson Healthcare Limited also produces a range of nutraceuticals (health) products. The company was incorporated in 1995 and its head office is in Shomolu, Nigeria. Fidson Healthcare Limited is listed on the Nigerian Stock Exchangelast_img read more

Nation Media Group ( 2011 Annual Report

first_imgNation Media Group ( listed on the Rwanda Stock Exchange under the Printing & Publishing sector has released it’s 2011 annual report.For more information about Nation Media Group ( reports, abridged reports, interim earnings results and earnings presentations, visit the Nation Media Group ( company page on AfricanFinancials.Document: Nation Media Group (  2011 annual report.Company ProfileNation Media Group is the largest independent media house in East and Central Africa with interests in print, broadcasting and digital media. Nation Media Group operates in Kenya, Uganda, Tanzania and Rwanda. Multi-media platforms include newspaper and magazine publications, radio and television broadcasting, and digital marketing publications. Nation Media Group generates and distributes content created to inform, educate and entertain consumers to a multi-cultural audience across East and Central Africa. The media house was founded in 1960 in a turbulent political era by His Highness the Aga Khan and became a voice for African people. Nation Media Group is listed on the Rwanda Stock Exchangelast_img read more

Diamond Bank Nigeria ( Q32015 Interim Report

first_imgDiamond Bank Nigeria Plc ( listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2015 interim results for the third quarter.For more information about Diamond Bank Nigeria Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Diamond Bank Nigeria Plc ( company page on AfricanFinancials.Document: Diamond Bank Nigeria Plc (  2015 interim results for the third quarter.Company ProfileDiamond Bank Nigeria Plc is a financial services institution in Nigeria operating in the treasury, business banking, corporate banking and retail banking sectors. The company offers a full service bank of products and services ranging from transactional accounts, electronic banking and money transfer services to securities dealing and custodian services; personal, automotive and home loans; MSME loans and diamond leasing services and investment and advisory services. Diamond Bank Nigeria Plc also offers, among others, life insurance products; foreign exchange services; cash management services; capital management and trade services; import finance; treasury bills and investment notes and working capital finance and contract financing. The financial institution’s head office is in Lagos, Nigeria. Diamond Bank Nigeria Plc is listed on the Nigerian Stock Exchangelast_img read more

Inauguration, MLK Day offer Episcopalians opportunities to pray and engage

first_img Submit a Job Listing By ENS staffPosted Jan 15, 2021 Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Youth Minister Lorton, VA Assistant/Associate Rector Washington, DC TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Cathedral Dean Boise, ID Rector Martinsville, VA Associate Priest for Pastoral Care New York, NY Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Missioner for Disaster Resilience Sacramento, CA Rector Tampa, FL Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Albany, NY Course Director Jerusalem, Israel Family Ministry Coordinator Baton Rouge, LA Press Release Service AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Associate Rector for Family Ministries Anchorage, AK Director of Administration & Finance Atlanta, GA Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET New Berrigan Book With Episcopal Roots Cascade Books Featured Jobs & Calls A view down Pennsylvania Avenue shows the security fencing around the United States Capitol in Washington, D.C., on Jan. 15, 2021, ahead of the inauguration of President-elect Joe Biden and Vice President-elect Kamala Harris. Photo: Susan Walsh/AP[Episcopal News Service] As Americans ready themselves to welcome their 46th president, Episcopalians are invited to participate in a variety of virtual inaugural and Martin Luther King Jr. Day events.Washington National Cathedral is expected to host an inaugural prayer service on Jan. 21, as is traditional. While previous presidential inaugurations have included packed, festive services at the cathedral, the format – like the rest of the inaugural events – is expected to be scaled back and to include virtual elements. More details will be available in the coming days at inaugural prayer services highlight the role that people of faith play in a democratic society, and Episcopalians have many opportunities to continue reflecting and acting on that responsibility in the coming days and weeks, said the Rev. Charles Robertson, canon to the presiding bishop for ministry beyond The Episcopal Church.“From the beginnings of our country, while we have had a separation of church and state, faith communities have been integral in working with governments on any number of projects and programs,” Robertson told Episcopal News Service. “And The Episcopal Church in particular, from the start, has taken seriously our responsibility to do what we can. And never is that more important than in a time of transition.”All times that follow are Eastern.Presiding Bishop Michael Curry will participate in a virtual prayer vigil on Tuesday, Jan. 19, 7-8 p.m. organized by Sojourners. The vigil, on the theme of “Peace With Justice,” will include a range of ecumenical Christian voices. Check for more information in the coming days.President-elect Joe Biden’s inaugural committee and leaders in Washington are asking Americans to stay home and limit gatherings. The Presidential Inaugural Committee will host a lighting ceremony at the Lincoln Memorial Reflecting Pool at 5:30 p.m. on Jan. 19 in memory of the nearly 400,000 Americans who have died of COVID-19. The committee also invites cities and towns around the country to light buildings and ring church bells at the same time “in a national moment of unity and remembrance.”The church’s Office of Government Relations has compiled a list of resources for virtual prayer and participation in the days around the inauguration, which include Martin Luther King Jr. Day on Jan. 18. There is also a list of inauguration-related virtual events here.Washington National Cathedral and its interfaith partners will continue to offer daily prayers for the country until Inauguration Day, livestreamed at 5 p.m. on its YouTube channel. This Sunday, Jan. 17, at 4:30 p.m., the cathedral will host a webinar on the history and cultural and religious significance of the inaugural address, a long-standing American tradition. Congregation member Claire Jerry, a curator of political history at the National Museum of American History, will present the session.On Jan. 15, the National Council of Churches (of which The Episcopal Church is a member) hosted a noon virtual interfaith prayer service of reflection, lament and hope in support of all who work at and protect the United States Capitol. The prayer service was organized “to bear witness to the trauma and destruction caused by the attack on the Capitol on Jan. 6, 2021, and, through compassionate interfaith sharing and mutual support, to bring comfort and hope to all who work at the Capitol complex,” according to the NCC.Episcopal Church Racial Justice and Creation Care staff members will join in a prayer vigil with national leaders of the Poor People’s Campaign on Jan. 17 at 8 p.m. on the theme of “Prayer for the Beloved Community in a Time of COVID and Chaos.” The church will also participate in the Poor People’s Campaign’s “National Interfaith Service of Love, Light and Leadership” in observance of Martin Luther King Jr. Day on Jan. 18 at 1 p.m. Both services will be livestreamed here.The Episcopal Church’s support of the Poor People’s Campaign hasn’t wavered since the ecumenical initiative was launched in 2018 to rally Americans behind the moral cause of fighting poverty – 50 years after King made an appeal for economic security in the original Poor People’s Campaign.In honor of King’s legacy, the seven bishops representing the six Episcopal dioceses in California called on Americans to embrace nonviolent words and actions.“This weekend, when we remember the legacy of Dr. Martin Luther King Jr., we call upon the leaders of our cities, states and country to stand firmly in the place of nonviolence, truth-telling and mutual respect,” the bishops wrote.“To lead from the place of nonviolence is not passive acceptance of wrongdoing; it is an active call to summon the ‘better angels of our nature’ (Abraham Lincoln, 1861). We know of the difficulty Dr. Martin Luther King Jr. faced, even among his own followers, as they resisted hatred and physical violence with prayer, song and marches for justice. We call on all people to embrace words and actions that are nonviolent.”On Jan. 15, Bishops United Against Gun Violence, a network of more than 100 Episcopal bishops, released a statement about last week’s attack on the U.S. Capitol and the threat of additional violence next week tied to Biden’s inauguration on Jan. 20.“Last week, those of us in the United States watched in horror as a violent insurrection put both our government and its leaders in peril. This week, our nation sits on edge, waiting to learn if extremists will make good on threats to mount armed protests at all 50 state capitol buildings and in Washington, D.C., between now and Inauguration Day,” they wrote. “The epidemic of gun violence in our country now threatens not just individual Americans, but also our democracy.”Earlier in the week, a group of Episcopal bishops led by Michigan Bishop Bonnie Perry urged Episcopalians not to participate in any protests or counterprotests surrounding the inauguration, for fear of violent confrontations.Perry also said that “staying home does not mean staying silent,” and encouraged Episcopalians to stay engaged by signing up for Episcopal Public Policy Network alerts or perhaps donating to a local food bank.All Saints’ Cathedral, the cathedral of the Diocese of Milwaukee, in participation with St. Paul’s Cathedral in the Diocese of Fond du Lac and Christ Church Cathedral in the Diocese of Eau Claire, will hold a 24-hour prayer vigil for peace in America, beginning on Jan. 19 at noon through noon on Inauguration Day. The Wisconsin vigil will be livestreamed on All Saints’ Facebook page and the Diocese of Milwaukee’s YouTube channel.The Very Rev. Kevin Carroll, dean of All Saints’ Cathedral, invites people of all faiths to join together in prayer during this time of transition in our nation. “Regardless of one’s political beliefs,” Carroll said, “I believe that all Christians of good conscience can agree that our country, which is so divided, can begin the process of reconciliation and unity, beginning with prayer for our nation and for each other.”Other diocesan events include a brief Zoom prayer service at 8 a.m. Jan. 20, led by the bishops of New York.“As Christians and citizens, we will all play different parts in the days to come, but at all times we are called to a practice of fervent prayer,” Bishop Andrew Dietsche wrote to his diocese. “We invite all across our diocese to tune in and pray with us, that we may be, across our differences, one people before God, raising one prayer together for the safety and well-being of our nation and peoples.”Vermont Bishop Shannon MacVean-Brown and the Green Mountain Online Abbey will host a vigil for peace from 1 to 6 p.m. Jan. 17.Looking beyond Inauguration Day as the Biden administration gets to work, Episcopalians are encouraged to sign up for alerts from the Episcopal Public Policy Network to take action on issues like voting rights and immigration, which continue to threaten justice and dignity in America.“Whatever administration is in power, our work, our values, our priorities continue,” Robertson said. While the inauguration is a momentous occasion, he added, “our work is not done.”“I think more important is the work that we’re already engaged in looking beyond” the inauguration, he told ENS, pointing to the church’s work on immigration and welcoming refugees. “It’s almost like a wedding. A wedding is a wonderful thing, but it’s important to think about what steps need to be taken for the marriage as a whole. And so, as I look at the work that our church is doing in various quarters in conversations with the new administration, I’m encouraged that there is much work that we can do as we move forward.”– Egan Millard is an assistant editor and reporter for Episcopal News Service. He can be reached at [email protected] Rector and Chaplain Eugene, OR Priest-in-Charge Lebanon, OH Curate (Associate & Priest-in-Charge) Traverse City, MI Submit a Press Releasecenter_img Submit an Event Listing In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Bishop Diocesan Springfield, IL Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Faith & Politics Rector Pittsburgh, PA Rector Smithfield, NC Rector Washington, DC Rector (FT or PT) Indian River, MI An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Canon for Family Ministry Jackson, MS Rector Belleville, IL Priest Associate or Director of Adult Ministries Greenville, SC Episcopal Public Policy Network, Rector/Priest in Charge (PT) Lisbon, ME Associate Rector Columbus, GA Assistant/Associate Priest Scottsdale, AZ The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Bath, NC Rector Shreveport, LA Assistant/Associate Rector Morristown, NJ Rector Hopkinsville, KY This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Curate Diocese of Nebraska Featured Events Inauguration, MLK Day offer Episcopalians opportunities to pray and engage Director of Music Morristown, NJ Tags Rector Collierville, TN Rector Knoxville, TNlast_img read more

Latest legacy income forecasts rise slightly in optimism for 2020

first_imgLatest legacy income forecasts rise slightly in optimism for 2020 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis4 Legacy Foresight’s latest forecasts for 2020 have risen slightly since the last forecast was produced at the end of April.Legacy Foresight has updated its projections of the impact of the coronavirus on UK legacy incomes, taking account of the latest available economic, demographic and administrative information.They show mixed performance across these three factors since the last forecast, with the position improving in some aspects and weakening in others.Overall, its latest forecasts for 2020 are slightly more optimistic than those produced in April, while over the five-year forecast period it continues to expect total legacy incomes to grow, reaching £3.6bn to £3.8bn by 2024.As in April, it has developed two five-year scenarios for the UK legacy market: a relatively optimistic scenario which assumes that the government’s Covid-19 response is more successful and a relatively pessimistic scenario where Covid-19 proves more challenging to control both in the UK and across the world.Jon Franklin, economist at Legacy Foresight, said:“Our scenarios now suggest that legacy cash income could fall by between 4% and 23% in 2020, reflecting the economic environment as well as the delays in the sale of property assets from estates caused by a slow-moving housing market. However, as administrative delays unwind and income starts to flow from the anticipated increase in bequests, it’s likely that income could rise quite rapidly during 2021 and 2022.”“We recently analysed cash legacy income from 12 Legacy Monitor charities in the first six weeks of lockdown. Across the sample, like for like cash income was down by 18% on 2019. Although this fall is significant, it’s not as severe as expected, which is heartening news for legacy managers and finance directors. We expect the situation to improve over the coming months, as charities continue to adapt their systems for collecting cash and recording bequest numbers in the new environment.”The outlook for 2020: key findingsBased on the latest available economic, demographic and administrative information: Advertisement Cash legacy income could shrink by between 4% and 23% in 2020. The impact on accrued income is likely to be less severe, although this will be dependent on the accruals policies of individual charitiesThe average value of residual bequests is likely to drop by between 3% and 7% in 2020 due to the impact of the crisis on house prices and share pricesCharities and other organisations involved in the administrative processing of estates have adapted relatively quickly to the crisis, so delays on the arrival of bequest notifications should be fairly limitedHowever, there is still potential for the flow of cash income to be disrupted by increases in the length of time taken to sell property assets in a subdued property marketThe outlook for the next five yearsLatest scenarios assume that there will be between 25,000 and 35,000 additional deaths over the whole 5-year forecast period as a result of the COVID-19 crisis. Legacy Foresight focuses on ‘additional deaths’ as they exclude the deaths that are likely to have occurred over the forecast period even in the absence of COVID-19. These figures are more relevant when assessing the impact of the crisis on bequest numbers and legacy income.Over the whole 5-year forecast period UK charities will receive around 1.2%- 1.6% more bequests than they would otherwise have done in the absence of the COVID-19 pandemic; which is the equivalent of 8,000-10,000 additional bequestsOver the five-year period we still expect legacy income to grow by between 9% and 13% – increasing from £3.4bn in 2019 to £3.6bn-£3.8bn in 2024Commenting, Matthew Lagden, CEO of the Institute of Legacy Management, said:“There is no question that that last two months have been exceptionally difficult, both for our members and for the probate profession as a whole, but it is heartening to see that the ability of the sector to adapt and overcome these difficulties means that income may not be as depressed as we originally feared. It is even more heartening to see that the prospects for legacy income over the next five years remain buoyant.”Rob Cope, director of Remember A Charity, added:“Voluntary income will often come in peaks and troughs, but this year has been more uncertain than ever. Despite the challenges to estate values, it’s legacy income that has sustained many charities and frontline services throughout the crisis. This long-term income stream will become all the more important in the months and years ahead.“The pandemic has made it exceptionally challenging for charities to raise the topic of legacy giving with supporters at a time when mortality is very much front of mind. But by working together, we have the opportunity to convey the importance of gifts in Wills collectively and secure vital charitable services now and long into the future.”  714 total views,  2 views today Tagged with: legacies legacy pledges Research / statistics Melanie May | 15 June 2020 | News  715 total views,  3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis4 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via read more

Two presenters injured in armed attack on evangelical radio station

first_imgNews to go further April 6, 2020 Find out more Organisation Follow the news on Sierra Leone Sierra LeoneAfrica News Reports Reporters Without Borders today condemned an attack by gunmen on Believers Broadcasting Network (BBN), a protestant-run radio station in Freetown, in the early hours of 4 August in which two radio presenters were shot and seriously injured.“Coming just a few days before general elections on 11 August, this armed attack should be taken seriously,” the press freedom organisation said. “We urge the police to quickly establish the motives, so that BBN is able to cover the elections without its staff feeling in any danger.”An employee said about 10 gunmen burst into BBN’s studios at about 4 a.m., pointed their guns at presenters Mohamed Kamara and Patrick Thomas, demanded money, and disarmed a security guard who tried to intervene. The intruders then ordered them to lie down and fired at them, hitting Kamara and Thomas. They took two computers and other equipment as they left.Kamara and Thomas were rushed to hospital for treatment to their injuries, which were not considered life-threatening.The police are investigating and so far they have no reason to think the attack was politically motivated. Coronavirus infects press freedom in Africa November 27, 2020 Find out morecenter_img August 9, 2007 – Updated on January 20, 2016 Two presenters injured in armed attack on evangelical radio station The 2020 pandemic has challenged press freedom in Africa Covid-19 in Africa: RSF joins a coalition of civil society organizations to demand the release of imprisoned journalists on the continent Help by sharing this information Sierra LeoneAfrica RSF_en Receive email alerts News March 29, 2020 Find out morelast_img read more

County judge candidates make case

first_img Twitter Ector County judge candidate Debbie Hays, left, explains what she believes are the three most important tasks facing Ector County during a forum with judge candidate Chris Fostel Thursday at the Odessa Country Club. WhatsApp By admin – February 9, 2018 Texas Fried ChickenSlap Your Mama It’s So Delicious Southern Squash CasseroleUpside Down Blueberry Pie CheesecakePowered By 10 Sec Croissant Breakfast Sandwich Casserole NextStay Both say they support creating a sales tax district for unincorporated areas of Ector County, which county officials estimate would raise about $15 million a year, or more than a fourth of the county’s current expenditure budget that relies mostly on property taxes. Incumbent county judge Ron Eckert said he plans to seek a May election on the issue after voters shot it down in November.Hays and Fostel said they aren’t set on a solution for the courthouse.But Hays, ranking the issue as one of her top three priorities, offered a proposal to build a new courthouse that she’s discussed in recent weeks: Finding a private company to build a new courthouse and the county entering a lease-to-buy arrangement.Hays argued it’s a strategy that would allow the county to avoid public debt, and building extra space to rent could allow that.“The courthouse needs to be remodeled or replaced,” Hays said. “I don’t really know what the best solution to that is, but I would like to start a conversation with those of you in this room, the community and the taxpayers.”Fostel didn’t offer a proposal for building a new courthouse but said Ector County voters might support a bond election if the county presented a better case than they did in 2013, when voters overwhelmingly shot down a $95 million bond issue.“A bond might pass if people knew what they were voting for,” Fostel.He rejected Hays proposal, describing it as a plan to “build a building and lease it like it’s a cheap Honda” and saying it showed a lack of “civic pride.”Fostel argued, repeatedly, that electing Hays, who could hear some cases but not misdemeanors and contested probate cases, would cause a backlog for the two County Courts at Law. In turn, that would lead to higher crime including the felony cases that he used to try in court.“This can’t just be the status quo in Odessa anymore,” Fostel said. “We can’t just set the bar in Odessa so low. If you take out a criminal court, that’s what’s going to happen.”That prompted a rebuke from County Attorney Dusty Gallivan, who supports Hays, during the forum. Gallivan said any backlog depends most on who is running the county attorney’s office and argued he had reduced those left by his predecessors.“I don’t like it when you try to use my office to instill fear in the voter that we will have a huge backlog if you are not elected,” Gallivan said. “Because that is not the case.”Hays, for her part, said it’s more important to have a businessperson who can manage personnel and budget.“If Ector County wants to be in the range of counties that still have attorneys and that’s what you need to do, then you need to vote for Mr. Fostel,” Hays said. “But the majority of counties in Texas do not agree with this logic.”The Republican primary election will decide the race, because there are no other challengers in the race. The election is March 6. Early voting starts on Feb. 20. Pinterest Chris Fostel, left; Debi Hays Republican candidates to become the next Ector County judge split on a strategy for replacing the courthouse and argued whether the county’s top administrator should hold a law license as they pitched themselves to lead a financially troubled government during an Ector County Bar Association forum on Thursday.One of the candidates is businesswoman Debi Hays, who argues that Ector County should prioritize financial acumen and a management background over a legal license and that most counties throughout the state are not run by attorneys. The other candidate is Chris Fostel, a prosecutor who resigned his position in the Ector County District Attorney’s office to run for the top county job and who argues that it’s critical for the county judge to hear misdemeanor criminal cases.The attorneys in the room asked mostly about longstanding issues: Shoring up funds for a county facing the likelihood of another budget deficit and addressing a courthouse in disrepair.The candidates listed different priorities — Hays said her primary concern is tackling the county’s budget crisis and Fostel cited infrastructure, calling for asking the state and federal government for more road funding. 1 of 6 Ector County judge candidate Christ Fostel, right, explains why he believes he is a better candidate than Debbie Hays during a forum hosted by the Ector County Bar Association Thursday at the Odessa Country Club. Facebook Landgraf prepares for state budget debate Pinterestcenter_img Ector County District Court Judge Sara Billingsley speaks about sewage falling from the ceiling in the Ector County Court House during a forum with judge candidates Chris Fostel and Debbie Hays Thursday at the Odessa Country Club. Local NewsGovernment County judge candidates make case Chris Fostel, left; Debi Hays Ector County District Court Judge Sara Billingsley speaks about sewage falling from the ceiling in the Ector County Court House during a forum with judge candidates Chris Fostel and Debbie Hays Thursday at the Odessa Country Club. Twitter Home Local News Government County judge candidates make case Ector County judge candidate Christ Fostel, right, explains why he believes he is a better candidate than Debbie Hays during a forum hosted by the Ector County Bar Association Thursday at the Odessa Country Club. 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Gap Between First-Time Buyer and Repeat Buyer Risk Continues to Widen

first_img Gap Between First-Time Buyer and Repeat Buyer Risk Continues to Widen in Daily Dose, Featured, News Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago As Agency first-time buyer mortgages get riskier, the gap between fist-time buyer mortgage risk and repeat buyer mortgage risk continues to get wider, according to data released on Monday by the American Enterprise Institute (AEI)’s International Center on Housing Risk.The Agency First-Time Buyer Mortgage Risk Index (FBMRI) rose year-over-year by 0.7 percentage points in February up to 15.7 percent, meaning that 15.7 percent of Agency mortgages would default if they experienced economic stress comparable to the 2007-08 financial crisis, according to AEI.Meanwhile, the Agency FBMRI is now 5-3/4 percentage points higher than the mortgage risk index for repeat homebuyers, up 5 percentage points over-the-year, AEI reported. First-time homebuyers have been responsible for essentially all of the year-over-year increase in the composite National Mortgage Risk Index (NMRI) since early 2015, which is a further indicator that the gap is growing larger for risk on first-time buyer mortgages and repeat buyer mortgages.“The gap between first-time buyer and repeat buyer mortgage risk levels now stands at 5.79 percentage points compared to 5.03 and 4.85 percentage points in February 2015 and 2014 respectively,” said Ed Pinto, codirector of AEI’s International Center on Housing Risk. “Given the long running seller’s market, risk layering works to artificially push up prices, particularly for entry-level buyers; the result is a pernicious wealth transfer from the buyers to sellers of these homes.”Risk layering is largely responsible for the widening of the gap between risk in first-time homebuyers and repeat homebuyers. In February 2016, 20 percent of first-time buyers had a combined LTV ratio of 95 percent of higher and 97 percent of them had a 30-year term. The combination of a low down payment and slow amortization means that barring substantial home price appreciation, this group of homeowners will have very little equity for many years.Also, according to AEI, one-fifth of first-time buyers had a FICO score lower than 660, which is the traditional definition of subprime mortgages, and one-fourth of them had debt-to-income ratios of higher than the 43 percent set by the Qualified Mortgage rule. By comparison, repeat homebuyers had a much smaller share of buyers with CLTVs higher than 95 percent and a much smaller share of borrowers with FICO scores below 660.In February 2016, the median first-time buyer with an Agency mortgage made a down payment of 3.5 percent, which calculates to about $8,600, and the median FICO score for first-time buyers with Agency mortgages was 707—only slightly below the median for all individuals in the U.S. with a FICO score (713).“The typical first-time buyer these days has a relatively low credit score and puts little money down.” said Stephen Oliner, codirector of AEI’s International Center on Housing Risk.  “These facts make clear that mortgage credit isn’t tight.” Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: AEI International Center for Housing Risk Agency First-Time Buyer Risk Repeat Buyer Risk Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. About Author: Brian Honea Previous: Congressionally-Funded Loss Mitigation Program Counts Two Million Served Next: Distressed Homeowners Still Turning to Permanent Loan Modifications Servicers Navigate the Post-Pandemic World 2 days ago  Print This Postcenter_img AEI International Center for Housing Risk Agency First-Time Buyer Risk Repeat Buyer Risk 2016-03-21 Brian Honea Sign up for DS News Daily Share Save The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Gap Between First-Time Buyer and Repeat Buyer Risk Continues to Widen Related Articles Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago March 21, 2016 1,177 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more

Visiting restrictions implemented at Letterkenny University Hospital

first_imgHomepage BannerNews RELATED ARTICLESMORE FROM AUTHOR Loganair’s new Derry – Liverpool air service takes off from CODA Facebook Visiting restrictions have been put in place in Letterkenny University Hospital due to a significant increase in the number of cases of the flu in the county over the past week.The measure has been taken to protect vulnerable hospital patients and prevent further spread of the virus.Sean Murphy General Manager at Letterkenny University Hospital says there has been an increase over the last week in the number of patients attending the hospital’s Emergency Department with flu symptoms.Strict visiting restrictions have been implemented as a result, coming into force from this evening.Management are asking that only immediate family visit patients and visitors are limited to two at any time and children should not visit the hospital other than in exceptional circumstances and following discussion with the relevant ward manager.Dr Anthony Breslin, HSE Specialist in Public Health Medicine says; it is particularly important that everything is done to protect vulnerable hospital patients and ensure that their care and treatment is not further complicated by the flu.The flu virus is an unpredictable virus and a healthy person will usually recover in 7 days, however it can be severe and can cause serious illness and death. Previous articleMotorcyclist injured in crash in BuncranaNext articleHistoric Towns Initiative 2020 now open for applications News Highland Important message for people attending LUH’s INR clinic WhatsApp Twitter Facebook Twitter Visiting restrictions implemented at Letterkenny University Hospitalcenter_img Google+ By News Highland – November 29, 2019 Arranmore progress and potential flagged as population grows Pinterest Pinterest News, Sport and Obituaries on Monday May 24th Google+ Nine til Noon Show – Listen back to Monday’s Programme WhatsApp Community Enhancement Programme open for applicationslast_img read more