Category: eksiqumz

A FTSE 100 stock with a 9.68% dividend yield? I’m interested!

first_img See all posts by Jonathan Smith Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. Jonathan Smith | Monday, 8th February, 2021 | More on: MNG Our 6 ‘Best Buys Now’ Shares Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. jonathansmith1 has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img FREE REPORT: Why this £5 stock could be set to surge Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. As an income investor, I want my money to work hard. My funds sitting in cash are earning me very little, with the Bank of England base rate being 0.1%. With chatter around rates potentially turning negative later in the year, I want to ensure I’m earning a better yield. Currently, the FTSE 100 stock M&G (LSE:MNG) offers a dividend yield of 9.68% with the shares trading around 185p. This puts it easily in the top 10 highest dividend yields available within the FTSE 100 index. But would I buy?Why is the dividend yield so high?M&G is a leading UK based investment manager. It caters to both retail and institutional clients, through a wide range of savings and investment products. As such, it’s reliant on growing assets under management (AUM) as a key way to make money. This is because it earns fees and commissions from clients buying and selling mutual funds, structured products and from being a custodian.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…For 2020, two dividends were paid out. The first was paid at the end of May, at 11.92p per share. The second at the end of September, of 6p per share. So a total of 17.92p of dividends, with a share price of 185p, gives a dividend yield of 9.68%. Looking ahead, M&G has set the end of April and end of September 2021 for the next two dividends. They’re currently marked as provisional and subject to change. I need to be careful about assuming I’ll get this yield for 2021. This is because the yield figure of almost 10% is backward-looking, based on past figures. Until the figures for 2021 are announced, I don’t know what the yield will be. There’s no guarantee the dividend per share will remain the same this year. This is a risk I need to be aware of.Yet if the dividend policy remains the same this year, then I could be netting a very healthy income stream from the FTSE 100 stock.Is it sustainable?Operating profit for the first half of 2020 came in at £339m, a big dive from the 2019 figure of £714m. This was driven primarily by the net outflow of £4.1bn over the period from savings and investments. But against this backdrop, the CEO talked of “our continued financial strength and resilient performance.” From my point of view, if those results were seen as positive enough to pay out a dividend, then I think it could be reasonable to hope for a similar payout this year. I think the full-year 2020 results (due out March 9) could be promising. This is because the strong bounce-back in stock markets globally in the second half of last year leads me to conclude that M&G will see a net inflow for H2 2020. Further, a recent Bank of England report has shown that £125bn extra was put into savings accounts by Britons last year. I would imagine M&G will have benefited from this move too.But as you can see, I’ve used words like ‘hope’ and ‘imagine’ here. None of my assumptions are guaranteed.If M&G see a continued fall in AUM, the share price could fall. Even with a high dividend yield, this would offset my overall profit if I sold the share for a loss. But I hope increased inflows happened in H2, so dividend cover should be high enough to continue the high yield. Image source: Getty Images. A FTSE 100 stock with a 9.68% dividend yield? I’m interested! Get the full details on this £5 stock now – while your report is free.last_img read more

Full coverage of 50th anniversary celebrations in Rome

first_img Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Smithfield, NC Rector Washington, DC Tags Director of Music Morristown, NJ Rome50th Rector Martinsville, VA Posted Oct 7, 2016 Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Assistant/Associate Rector Morristown, NJ Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Rector Pittsburgh, PA Director of Administration & Finance Atlanta, GA In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Ecumenical & Interreligious, Press Release Service Submit an Event Listing Submit a Press Release Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Youth Minister Lorton, VA Priest Associate or Director of Adult Ministries Greenville, SC Assistant/Associate Rector Washington, DC Associate Priest for Pastoral Care New York, NY Associate Rector for Family Ministries Anchorage, AK New Berrigan Book With Episcopal Roots Cascade Books Submit a Job Listing Rector (FT or PT) Indian River, MI Rector Knoxville, TN Rector Belleville, IL Full coverage of 50th anniversary celebrations in Rome TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Albany, NY Featured Events Rector Tampa, FL Rector Bath, NC Rector Shreveport, LA An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Course Director Jerusalem, Israel Curate Diocese of Nebraska Curate (Associate & Priest-in-Charge) Traverse City, MI AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Associate Rector Columbus, GA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector/Priest in Charge (PT) Lisbon, ME Rector Hopkinsville, KY The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Featured Jobs & Calls Rector and Chaplain Eugene, OR Family Ministry Coordinator Baton Rouge, LA Cathedral Dean Boise, ID Rector Collierville, TN Missioner for Disaster Resilience Sacramento, CA Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Canon for Family Ministry Jackson, MS The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Assistant/Associate Priest Scottsdale, AZ Priest-in-Charge Lebanon, OH Bishop Diocesan Springfield, IL last_img read more

Loft Space in Camden / Craft Design

first_img Year:  Architects: Craft Design Area Area of this architecture project Houses Loft Space in Camden / Craft DesignSave this projectSaveLoft Space in Camden / Craft DesignSave this picture!© Armando EliasHouses, Commercial Architecture, Offices Interiors•Camden, United Kingdom CopySave this picture!© Armando EliasText description provided by the architects. London based Studio Craft Design led by Hugo D’Enjoy and Armando Elias has transformed a Loft Space in Camden into a bright and dynamic living-working space. Save this picture!© Armando EliasOriginally used as an open plan office space, the challenge was to convert the property into a bespoke and innovative environment that efficiently and creatively responds to the demands of living in London. Save this picture!© Armando EliasIn response to the brief, the idea was to maximize the sense of space as well as keeping a simple and efficient layout. The solution successfully achieved this with the introduction of a single volume located central to the loft where all the services are accommodated. Detached from the facades and ceilings this element has divided the open plan into several spaces for different uses such as Kitchen-Dinning, Living Room, Storage, Bathroom and a Mezzanine for the sleeping and working area. Save this picture!© Armando EliasThe 4.5 m height party wall and roof eaves have been fully used with shelves and storage, which serve the whole space. The stair to access the mezzanine level was cleverly integrated into this single piece of furniture. The rest was about keeping a simple palette in terms of materials and colors to allow the owner collection of objects, art and books give the wall an authentic personality to the space. Save this picture!Ground Floor PlanProject gallerySee allShow lessAre Renderings Bad for Architecture?ArticlesTurkey: Fighting for Freedom of Speech and Freedom of SpaceArchitecture News Share Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/381361/loft-space-in-camden-craft-design Clipboard Photographs:  Armando Elias Manufacturers Brands with products used in this architecture project 2013 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/381361/loft-space-in-camden-craft-design Clipboard CopyAbout this officeCraft DesignOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesCommercial ArchitectureInterior DesignOffices InteriorsCamdenWoodInteriorsResidentialUnited KingdomPublished on June 05, 2013Cite: “Loft Space in Camden / Craft Design” 05 Jun 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogSinkshansgroheBathroom Mixers – MetrisVinyl Walls3MVinyl Finish – DI-NOC™ EffectPartitionsSkyfoldIntegrating Operable Walls in a SpaceBricksEndicottBrick Facade at the Bruce Nesbitt African American Cultural CenterBathroom FurnitureBradley Corporation USAToilet Partition CubiclesSkylightsLAMILUXGlass Skylight F100 CircularLightsLouis PoulsenOutdoor Lighting – Flindt GardenRailing / BalustradesSolarluxBalcony Glazing – SL 60eUrban ShadingPunto DesignPublic Architecture in Residential ComplexDoorsLinvisibileLinvisibile Products in Palazzo VolpiChairshorgenglarusUpholstered Chair – diva 5-154Wall / Ceiling LightsHE WilliamsLED Downlight – 4DR RoundMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamcenter_img Products used in this ProjectHanging LampsLouis PoulsenLamp – PH 5 + PH 5 Mini+ 17 Share Photographs United Kingdom “COPY” “COPY” Loft Space in Camden / Craft Design ArchDaily Area:  56 m² Year Completion year of this architecture project Manufacturers: Louis Poulsen Products translation missing: en-US.post.svg.material_descriptionlast_img read more

Three Yard House / D.LIM architects

first_img Photographs Three Yard House / D.LIM architects Save this picture!© Youngchae Park+ 40Curated by María Francisca González Share South Korea Area:  659 m² Year Completion year of this architecture project Houses Manufacturers: DuraVent, Co-lux, Dain E&M, FILOBE, Yujinmibang Lead Architects: Architects: D.LIM architects Area Area of this architecture project Projects “COPY” CopyHouses•Yongin-si, South Korea Year:  ArchDaily 2018 Photographs:  Youngchae Park Manufacturers Brands with products used in this architecture project Save this picture!© Youngchae ParkRecommended ProductsDoorsJansenDoors – Folding and SlidingDoorsEGGERWood Laminate Doors in Molecular Plant Science InstituteDoorsSaliceSliding Door System – Slider S20DoorsC.R. LaurenceCRL-U.S. Aluminum Entice Series Entrance SystemText description provided by the architects. 3+3+3This house is a three-story house with three gardens, designed as a dwelling for three generations. The site runs along the range of a small, densely wooded hill. This small hill became the most crucial element when determining the layout of the house. The house was aligned with the shape of the site and placed parallel to the axis toward the hill, in order to draw the hill’s natural flow into the house. Moreover, the end of the sight line, which binds the long-lined spaces together, was always directed toward the hill.Save this picture!First Floor PlanSave this picture!© Youngchae ParkSpaces that are divided into few parts here overlap, going beyond the simple boundary between the interior and exterior, but they never block the view of each other. The definition of the three gardens in this house is quite flexible: including a yard with granite stone inside the main gate, a soil cement yard in front of the guest room, and a green yard in front of the dining room, as well as a dirt yard for children, a grass yard for adults, and a vegetable garden for the lady of the house. Sometimes they are simply defined as yards on the first, second, and third floors. Based on the needs, they become yards, gardens, passageways.Save this picture!© Youngchae ParkNot fancy, nor simpleThe building is mostly finished with a lithin coat on the stone and long, light grey concrete bricks. Phosphate panels in-between connect and separate stones and bricks, filling the empty space of the façade. The long wall – which could easily be seen as a barrier when viewed from the road – has been segmented into similar colored materials of different textures, blurring the sense of scale.Save this picture!© Youngchae ParkSave this picture!Section ASave this picture!© Youngchae ParkThe neighbors’ gaze is not fixed on the building. On the inside, the wooden structure – which is placed on top of the reinforced concrete structure – is directly exposed to the ceiling, as revealed through the window. As a result, the building is a light gray tone overall, but it does not seem too dark or too bright due to the addition of warm wooden materials and dimmed lighting. The house is not fancy nor simple, just as the client desired.Save this picture!© Youngchae ParkProject gallerySee allShow lessWay of Seeing / Waterfrom DesignSelected Projects106 Clubhouse / KWA ArchitectsSelected Projects Share Yeonghwan Lim+Sunhyun Kim “COPY” Three Yard House / D.LIM architectsSave this projectSaveThree Yard House / D.LIM architects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/909111/three-yard-house-d-star-lim-architects Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/909111/three-yard-house-d-star-lim-architects Clipboard CopyAbout this officeD.LIM architectsOfficeFollowProductsWoodStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesYongin-siSouth KoreaPublished on January 10, 2019Cite: “Three Yard House / D.LIM architects” 09 Jan 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MSun Control Window Film in MarkthalBathroom AccessorieshansgroheBath & Shower ThermostatsCabinetsFlorenseCabinet – FloAirWood Boards / HPL PanelsBruagStair Railing – CELLON®LightsLouis PoulsenOutdoor Lighting – Flindt GardenBathroom AccessoriesBradley Corporation USAHigh Speed Hand Dryers – Aerix+BoardsForestOneLaminate – EGGER laminatesAcousticSchöckStaircase Insulation – Tronsole®Metal PanelsRHEINZINKPanel Systems – Horizontal PanelWall / Ceiling LightsA-LightAccolade Wall Light at River Dental OfficeBricksStröherClinker Brick Slips – StiltreuMore products »Save想阅读文章的中文版本吗?三院宅 / D.LIM architects是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Labour manifesto likely to include promoting student volunteering

first_imgLabour manifesto likely to include promoting student volunteering Howard Lake | 8 August 2004 | News Tagged with: Volunteering AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  21 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Labour Party’s election manifesto is likely to include a policy that encourages gap year students to volunteer in return for debt relief.Youth development charity Raleigh International welcomed Labour’s pledge to support and boost volunteering in the UK by offering financial incentives to undergraduates. Chris Kent, CEO at Raleigh International, said: “We very much welcome initiatives that will positively help the charity sector boost the much needed volunteer resource. But we would encourage Government to design a policy that boosts volunteering in the long-term, and one which encourages people to not only volunteer while taking a gap year but which makes volunteering a part of our every day lives. Raleigh International’s network in the UK is testament to this notion whereby young people who have participated in a life changing Raleigh International overseas expedition return to the UK and get involved in local volunteer projects for the greater good of their communities.” Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Golf tournament chooses charity partner

first_imgGolf tournament chooses charity partner Howard Lake | 26 July 2007 | News  22 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Five Stars Scanner Appeal has been chosen as the official charity of the Quinn Direct British Masters 2007 in September.Based in Prestwich, Manchester, the Appeal will benefit from funds raised during the tournament week within the tented village at The Belfry. Proceeds will go towards the £1 million target for a new MRI scanner at Manchester Children’s Hospital. The Quinn Direct British Masters will be played from 20 – 23 September 2007 on the Brabazon Course, host to four past Ryder Cup matches. Advertisement Tagged with: corporate Eventscenter_img The Five Stars Scanner Appeal has five ambassadors who strive to maintain awareness of the charity and its goals while seeking support of celebrity friends. The ambassadors are Manchester United star Ryan Giggs, actor Max Beesley, Rocky Horror Picture Show writer and actor Richard O’Brien and Coronation Street actors Chris Bisson and Samia Smith. Appeal chairman David Reid said: “We have held a number of high profile fundraising events at The Belfry in recent years, so to be involved with the Quinn Direct British Masters is just fantastic for us.”The Appeal will be further boosted by donations given by the tournament players for haircuts by the on-site hairdresser plus monies raised from the Taylormade charity competition for the pro-am players. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Self-regulation of fundraising is broadly OK as it is, PwC concludes

first_imgSelf-regulation of fundraising is broadly OK as it is, PwC concludes PFRA has said in the past the self-regulation of fundraising follows the governmental ‘separation of powers’ model, which has separate bodies to make, enforce/enact and adjudicate laws. If the case of fundraising self-regulation, the IoF takes the role of the legislature, the PFRA is the executive and FRSB is the judiciary.You can read a summary of the report by PwC. Tagged with: Fundraising Standards Board Institute of Fundraising Law / policy PFRA AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 18 July 2014 | Newscenter_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. The investigation into the self-regulation of fundraising conducted by PwC  has recommended no significant changes to the current model.PwC’s report was jointly commissioned by the Fundraising Standards Board, Institute of Fundraising and Public Fundraising Regulatory Association in August last year. It followed a call made by Lord Hodgson in his review of the Charities Act 2006 for the three bodies simplify the “confusing” self-regulatory regime.However, despite speculation that PwC would recommend PFRA and FRSB merge with the Institute, the report says: “We do not believe that immediate significant structural change would be beneficial to the organisations, self-regulation or the sector.” It then makes a number of recommendations for each organisation to consider that would allow them to continue to work more effectively “in their current form”.Proposed amendments to the self-regulatory regime include:Development of an overarching shared strategy for self–regulation of fundraising in the UKThe setting up of an online portal so that there is one public face, run by the FRSB for the regime as a whole. This would act as the ‘gateway’ for self-regulation and signpost visitors the IoF and PFRA sites, underpinned by a shared communications strategy.The role of the PFRA evolving over the next three years to be more monitoring/compliance focused (but only on topics agreed by the three organisations) and becoming more aligned to the IoF to enable it to be sufficiently flexible to respond to the new ‘hot topics’ in the sector.Consideration of shared logistics, such as back office or a shared communications officer, in the future. The closest the report comes to suggesting substantial change is to say that it might be “more efficient” in the future to run the PFRA as a “department or subsidiary” of the IoF.PwC believes fine-tuning this manner will future-proof self-regulation and ensure it is sufficiently flexible and practical to adapt to and respond, in a proportionate manner, to a changing external environment which supports both the sector and the public’s trust and confidence in fundraising”.PwC recommends the three bodies now develop “shared strategy” and “vision” to implement the full list of recommendations, which include:FRSB• Establish an independent review process to allow complainants and charities a right of appeal.• Work with PFRA and IoF on power to expel repeat offenders from the self-regulatory regime.• Perform a code of compliance review on new members.IoF• Consider an independent chair of the standards committee.• Take responsibility for advocating for the entire sector, including face-to-face fundraising.• Create a consumer/public panel to feed into code reviews conducted by the standards committee.• A more formal mechanism for the standards committee to respond to PFRA and FRSB recommendations.PFRA• Improve the board’s skills mix by bringing members form other self-regulating industries such as financial and legal.• Be ready to respond to the rise in doorstep fundraising.• As it can carry out its role without being called a ‘regulator’ it should drop the ‘R’ from its name.Separation of powersThe report has been welcomed by all three organisations. A joint statement says:“We are confident that the report provides us all with a number of opportunities to streamline our activities and strengthen our respective roles. We will now be working closely with our memberships and reviewing how best to implement the recommendations made by PwC.” Advertisement  79 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

The reemerging ‘Dark Ages’

first_imgHow revealing it is of capitalism’s deepening decay that scientific workers in this country have felt it necessary to march by the tens of thousands in cities across the U.S. — just to defend science!The U.S. had long been seen as the epitome of capitalism’s success in subduing nature for its own ends through scientific-technological development. Capitalism as a social system arose from the stagnant, stinking corpse of feudalism, full of its self-importance as the answer to all of humanity’s problems. The bourgeoisie unleashed the creative power of science in order to better navigate their merchant ships across the seas, turn ores into metals, and steam, coal and then oil into power for their burgeoning factories.Science was no longer the passion of a few, relatively privileged individuals (almost all men) with the time and money to think and conduct experiments. As capitalism developed, it provided jobs for scientists in a myriad of fields, from medicine and agriculture to aerospace and climatology.But along the way, science was harnessed to the profit needs of big pharma, agribusiness, the auto manufacturers and the military-industrial complex. The longer-term vision of scientists — to make the world a better place to live — was largely subordinated to Wall Street’s bottom line.That is what has gotten the world into the mess it is in today. And because so many scientists blew the whistle on superfund pollution and lead poisoning and the biggest scandal of all — human-induced warming of the whole planet — and because the people affected have been in the streets for years protesting the threats to their lives, from Love Canal, N.Y., to New Orleans to Flint, Mich., to the massive marches against climate change, some steps were finally taken to mitigate the terrible environmental effects of unplanned, rampant capitalist development.Now comes the Trump administration, with backing from Wall Street and the Pentagon, to say that the priority is building a wall on the Mexican border and raising the military budget to bomb the Middle East and confront China and north Korea. Everything else must be cut: environmental protection, consumer safety, medical research and so on. And, oh yes, deny there’s even a problem with global warming.It feels like the Dark Ages once again. But it is not. The knowledge is there to deal with all these problems. It is not science that needs to be unleashed. It is the forces of production that need to be freed from control by the capitalists, so they can be used to solve humanity’s problems rather than exacerbate them even as millions lose their jobs due to the scientific-technological revolution. The needs of socially responsible scientists and the needs of the masses of workers and oppressed are in sync. Our enemy is the same.Scientists belong with the struggle against capitalism that is openly taking root today, especially among the young and the most oppressed who see no future under this system.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Freddie Mac’s Portfolio Expands for Fifth Straight Month, This Time by $4.5 Billion

first_img Demand Propels Home Prices Upward 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe July 24, 2015 1,038 Views Home / Daily Dose / Freddie Mac’s Portfolio Expands for Fifth Straight Month, This Time by $4.5 Billion Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Appeals Court Revives Suit Challenging CFPB’s Constitutionality Next: Bill to Limit Compensation for Top GSE Executives Advances in House Committee Freddie Mac Monthly Volume Summary Mortgage Portfolio Serious Delinquency Rate 2015-07-24 Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Postcenter_img Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Freddie Mac Monthly Volume Summary Mortgage Portfolio Serious Delinquency Rate The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles in Daily Dose, Featured, News, Secondary Market Freddie Mac’s Portfolio Expands for Fifth Straight Month, This Time by $4.5 Billion About Author: Brian Honea Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Freddie Mac’s total mortgage portfolio expanded at an annualized rate of 2.8 percent in June, marking the fifth consecutive month and the 10th time in the last 12 months the portfolio has grown, according to Freddie Mac’s June 2015 Monthly Volume Summary released on Wednesday.The serious delinquency rate on Freddie Mac-backed single-family residential mortgage loans fell by another 5 basis points from May to June, down to 1.53 percent–virtually the same as the 1.52 percent serious delinquency rate reported for Freddie Mac-guaranteed loans in November 2008 at the start of the financial crisis. Freddie Mac’s serious delinquency rate was less than half of the nationwide rate reported by CoreLogic for May, which was 3.5 percent.The number of homeowners who received permanent loan modifications totaled 4,895 for June, a slight increase from 5,490 in May. With 30,312 modifications for the first half of 2015, Freddie Mac is averaging 5,052 modifications per month. This figure represented a decline of about 500 mods per month from 2014’s monthly average of 5,596. Freddie Mac tweeted on Friday, “We helped nearly 4,900 families avoid foreclosure last month and over 30,000 in the first half of 2015.”The expansion of Freddie Mac’s portfolio represented an increase of about $4.51 billion, up to nearly $1.923 trillion. It was the portfolio’s largest expansion since December 2014, when it grew by $7.1 billion at an annualized rate of 4.5 percent. The 2.8 percent expansion rate is the second-highest during the last 12 months, second only to December’s 4.5 percent. At the beginning of that 12-month period, in July of 2014, the portfolio’s value was $1.895 trillion.Though the portfolio has seen expansion in 10 of the last 12 months, June was only the 17th time in the last 66 months that the portfolio has grown dating back to January 2010.”Driven by low mortgage rates and surging home sales, conventional mortgage activity is up substantially from one year ago,” Freddie Mac Chief Deputy Economist Len Kiefer said. “According to our latest estimates, conventional mortgage origination volume is up $139 Billion (+30 percent) in the first half of 2015 compared to the first half of 2014. We expect interest rates to rise gradually and refinance volume to slow substantially in the second half of 2015, more than offsetting increased purchase mortgage activity. As a whole, we expect mortgage origination volume in 2015 to be up $100 billion (8 percent) compared to 2014.”Single-family refinance loan purchase and guarantee volume totaled $20.3 billion in June, up slightly from $20.1 billion in May. The percentage of single-family refinance loan purchase and guarantee volume that comprised the total single-family mortgage portfolio fell from 61 percent in May to 56 percent in June. The percentage of Freddie Mac’s total single-family refinance volume was 9 percent in June, down from 10 percent in May.The aggregate unpaid principal balance (UPB) of the Freddie Mac’s mortgage-related investments portfolio declined by about $7 billion from May to June after declining about $9.8 billion from April to May. Freddie Mac’s mortgage-related securities and other guarantee commitments saw an annualized rate increase of about 5.3 percent in June.last_img read more

Two casualties recovering following rescue at Malin Head

first_img Important message for people attending LUH’s INR clinic Homepage BannerNews Facebook Twitter Loganair’s new Derry – Liverpool air service takes off from CODA Nine til Noon Show – Listen back to Monday’s Programme Google+ Google+ Twitter Pinterest Previous article40/1 Chepstow double for Martin HarleyNext articleClosed pubs urgently call for publication of 20th July guidelines News Highland By News Highland – July 10, 2020 center_img WhatsApp Two men are recovering after entering the water off Malin Head yesterday evening.The alarm was raised following reports of one man in difficulty in the water and another man in a small boat trying to help him.It’s believed that the boat subsequently capsized with both men in the water for some time.Both the Greencastle Coastguard along with the rescue 118 helicopter attended the scene and both men were safely recovered from the water.One casualty was airlifted to Altnagelvin hospital while the other was treated at the scene. RELATED ARTICLESMORE FROM AUTHOR News, Sport and Obituaries on Monday May 24th DL Debate – 24/05/21 Two casualties recovering following rescue at Malin Head WhatsApp Facebook Pinterest Arranmore progress and potential flagged as population grows last_img read more